Financing, Leasing: realising investments, preserving equity, safeguarding liquidity
Commerz Leasing GmbH offers made-to-measure investment solutions for all your mobile operating assets.
At a glance
- Assets must have a useful life of more than one year; they must be potentially available for use by third parties.
- Payment for wear and tear: the lease term depends on the depreciation for wear and tear or the technical useful life (pay-as-you-earn).
- The leasing company transfers capital goods or intangible goods to the lessee for their use, but remains owner of the assets.
- Lessees can return, purchase, or continue to lease the asset when the lease term ends, depending on the contract.
Your benefits, More flexibility, especially in growth phases
Room for investment
Leasing allows you to use capital goods without delving into equity or other own funds.
Off-balance sheet financing
As a consequence, leasing improves your balance sheet ratios and credit ratings.
Tax benefits
Lease instalments are treated as operating expenses – and are fully income tax-deductible.
Your contacts
Other benefits, Investing – it's a simple as that
Reliable and full of options
- Long-term planning certainty
Regular instalments offer a reliable basis for your calculations and certainty for your planning. - Investing without limitations
Commerz Leasing GmbH's commercial leasing offering allows you to choose the best products for your company – independently and without limitations. You are not bound to any specific manufacturers or suppliers.
Flexible contracts and high-quality advice
- Flexible contract design
Whether you wish to make large investments or finance smaller purchases – lease agreements can be tailored to your individual business needs. - Advisory services at their best
We will always draw up a lease agreement that takes your company's specific requirements into account. Instalments, term, and special payments can be adjusted as per your wishes.
Real-time calculation with non-binding indicative price
- Commercial investments starting at €5,000
- Leasing and hire purchases, from the supplier or manufacturer of your choice
- Individual adjustments upon request
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Note on the target audience: The content on this page is intended exclusively for corporate, professional or institutional clients and not for consumers. Our understanding of sustainability and the key elements of our sustainability strategy are described in our ESG framework, which in particular discloses the underlying objectives, criteria, definitions and methodological foundations.
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