Flexible credit line for corporate clients, Agreed overdraft facility: bridging short-term liquidity shortages

An agreed overdraft facility1 is a credit line that can be drawn upon on a current account. This can be used to bridge short-term liquidity shortages up to a predefined limit:
  • Bestätigen
    Available at any time without the need for consultation
  • Bestätigen
    Flexible repayment in line with your company’s liquidity situation

Benefits for you
, Agreed overdraft facility:
single agreement – permanent availability

Flexibility

We provide you with the flexibility you need to manage drawdowns and subsequent repayments in line with your company’s liquidity situation.

Liquidity

Even if your current account is temporarily overdrawn, you will still have all the usual options at your disposal.

Variability

There are no fixed repayment dates for current account overdrafts: the account may be balanced through ongoing credit entries, for example.

The key aspects

This is how you can protect yourself against liquidity shortages
  • An agreed overdraft facility is provided for drawdowns on a payment account in excess of available credit balances.
  • The framework loan agreement of the agreed overdraft facility can be used both as a current account credit and optionally for other types of credit (e.g. with optional product utilization within the credit products of such a line such as money market credit, avals, letters of credit).
  • Commerzbank’s entire range of payment products can be used in conjunction with an agreed overdraft facility.
  • Drawdowns and repayments are straightforward, without any third party involved.
  • Agreed overdraft facilities may be in euros as well as in other currencies. Please contact your account manager for details regarding the currencies available.

Transparent financing model
, Framework loan agreement as the basis for working capital financing

A framework loan agreement provides the contractual basis for working capital facilities granted to enterprises. Such a framework usually combines current account overdrafts with money market loans, guarantees/indemnities or letters of credit.

Further features of a framework loan agreement:

  • Different currencies available
  • Provided in Germany and abroad

Contact us

You might also be interested in

Domestic payments: payment flows without bottlenecks or disruptions

Transfers – including express transfers or instant payments – or direct debits: we settle your euro payment transactions fast and secure.

Money market loans: short-term, fixed-rate liquidity just a click away

In most cases, money market loans are the most cost-effective way to cover your short-term financial needs.

Guarantees: hedging your contracting partners' risks

Do you need suretyships or international guarantees for various types of transactions, orders, and contracts to hedge your contracting partners? Benefit from the profound expertise we...

  1. 1

    Das hier aufgeführte Angebot richtet sich ausschließlich an Unternehmen in Deutschland.